Student Loan Default Crisis!
Are You Next?
Stop wage garnishment, save your credit, and get back in good standing — before it's too late. With 5+ million Americans behind on student loans and 1.8 million defaulting this month, your financial future hangs in the balance.
Get Free Relief Assessment
Your FREE Student Loan Relief Assessment
Don't face this crisis alone. Our comprehensive assessment investigates your loan status, uncovers relief options, and creates your personalized plan to stop collections before default devastates your finances.
Full Loan Status Investigation
We'll analyze exactly where your loans stand and identify immediate threats.
Federal Relief Program Eligibility
Discover which government programs you qualify for to reduce or eliminate your debt.
Default Recovery Game Plan
Get a customized roadmap to escape default and restore your financial standing.
The Harsh Reality of Default
What Happens If You Ignore It?
Garnished Paychecks
The government can legally seize 15% or more of your income without going to court.
Tax Refunds Seized
Your entire tax refund can be intercepted, regardless of your financial situation.
Credit Score Damage
Expect a devastating 60-100+ point drop, affecting your ability to rent, buy a home, or get a car.
Don't let a missed deadline ruin your future. The time to act is now.
TCR's Student Loan Help Program
We provide a clear, actionable path out of default or delinquency with our comprehensive solution:
60 Seconds to Financial Recovery
Fill Out the Quick Relief Form
Enter your basic information in our secure system — takes less than a minute.
Book a Strategy Call
Schedule a personal consultation with our student loan specialists to review your situation.
Get Your Recovery Plan
Receive your customized action plan with clear, manageable steps to resolve your loan crisis.
Start now and have your personalized solution before the day ends.
The Default Countdown Is Ticking
Default officially begins at Day 271 of missed payments. Many borrowers are already past day 200 without realizing it. Every day you wait increases the risk to your financial future.
Fill out the form now to secure your relief plan before July 31st, when federal enforcement increases and options become more limited.
Your Information Is Safe With Us
100% Secure
Your data is protected by bank-level encryption and never shared with third parties.
No Credit Impact
Our assessment process doesn't trigger credit inquiries or affect your score.
You're In Control
Review all options before making any decisions. No obligation to proceed.
Real People. Real Results.
"TCR helped me stop a 15% wage garnishment after I defaulted. They turned everything around in weeks."
— Marissa J., Florida
"I didn't even know I was in default. Now my loans are out of collections, and I'm rebuilding my credit."
— James T., Georgia
Powered by Total Credit Rehab
TCR is America's trusted partner in credit recovery and federal relief support. With over a decade of experience helping borrowers navigate the complex student loan system, we've helped thousands escape default and rebuild their financial future.
Our team of certified specialists works directly with federal loan servicers and collection agencies to resolve your default situation using legal, proven methods.